Not that many years ago, I learned that I was at risk for identity theft and credit card fraud. I was a GM employee, and some HR person’s laptop was stolen, and it contained personal information for tens of thousands of employees, including me. Thereafter, I was again surprised and disappointed when I received a letter from ADOBE Systems — their IT had been hacked, and I (as an Adobe customer) was again at risk. Not long after that, the (short-lived) news story broke that the Maricopa County Community College District’s databases had been hacked, and tens of thousands of students were at risk — of course, I graduated from MCC. So, now, just as I was getting over-confident with my Target REDcard, another tsunami hits. Americans probably need to wake up — myself included. We complain about the government, Healthcare.gov, etc. etc., and yet BIG BUSINESS is apparently also rank with incompetent amateurs. I sure don’t know what the answer is, but it seems obvious that we’re just not ready to take this whole problem seriously. What will it take? And what will we be willing to “pay”? Maybe it’s already too late.