Health Benefits Group: Challenges a company may come up against - East Valley Tribune: East Valley Local News

Health Benefits Group: Challenges a company may come up against

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Posted: Monday, December 16, 2013 7:00 am | Updated: 8:34 am, Tue Dec 17, 2013.

What kind of challenges may a company come up against?

A challenge a company could come up against is the insurance carriers. A lot of employees get some type of access to an Employee Assistance Program or wellness program through an insurance carrier for “free”. It’s pretty standard for them to provide risk assessments and biometric screenings, but you don’t want insurance carriers to have access to that information.

Why not?

Allowing carriers to have access to the Health Risk Assessments and Bio Metric screening reports may play a role in increasing rates upon renewals, it is always best, for privacy reasons and premium stability to have an outside vendor or wellness company supply and report on the assessments/ screenings.

How can I prevent them from having access to that information?

We can do the Assessments and Bio Metric Screenings for you. Then we can tell you as an employer the potential risks that you may be facing. Top company wellness programs utilize different models but essentially they never let insurance companies have those reporting tools. Insurance carriers often offer the assessments for free, but why risk a free assessment for further increased costs down the road? Instead, we can do it and you can pay around $40 to $60 per employee each year which includes assessments and biometric screenings. That’s not that much and in the long run will save you more money.

Also, more of your information remains private if you do the assessments with us. We also provide additional online tools and resources through our wellness programs that support optimal resources for educating your population. Our online system tracks incentives and is specifically individualized for each employee, and we manage everything creating an extension to your Human Resources Department. Everyone is different and we want each employee to reap the most benefits from their wellness program. They can see the progress, areas they need to improve and they can be educated. Compiling our online tooling system, Assessments and Screenings, and program management and design provides an unrivaled wellness program and is a cost worth investing into. Investing into wellness rather than sickness is the future and employers need to understand that the best way to cut cost is to invest in the health of their employees!

Many companies don’t have enough HR personnel to run a successful and efficient wellness program. We have the people. We are here to help companies establish a productive, cost-efficient and individualized wellness program.


Health Benefits Group

1820 E. Ray Road Ste 114

Chandler Az 85225

480-786-4020

hbgaz.com


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