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In this Dec. 13, 2012 photo, a customer stops at a Bank of America ATM office in Boston. Bank of America Corp. says it will spend more than $10 billion to settle mortgage claims resulting from the housing meltdown. Under the deal announced Monday, Jan. 7, 2013, the bank will pay $3.6 billion to Fannie Mae and buy back $6.75 billion in loans that the North Carolina-based bank and its Countrywide banking unit sold to the government agency from Jan. 1, 2000 through Dec. 31, 2008. That includes about 30,000 loans. (AP Photo/Charles Krupa)